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#237686 - 04/19/07 12:19 PM In Honor of Nikki Hunter
Moxie Offline
Human Garbage

Registered: 06/23/06
Posts: 1557
Loc: New York


Edited by Moxie (04/19/07 01:31 PM)
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#237687 - 04/19/07 01:32 PM Re: In Honor of Nikki Hunter
Moxie Offline
Human Garbage

Registered: 06/23/06
Posts: 1557
Loc: New York
Link fixed.
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#237688 - 04/19/07 01:34 PM Re: In Honor of Nikki Hunter
MoronBoy Offline
Chronic Masturbator

Registered: 07/30/06
Posts: 1712
Loc: at the end of the longest line
nevermind, he fixed it already.


Edited by MoronBoy (04/19/07 01:34 PM)
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#237689 - 04/20/07 04:04 AM Re: In Honor of Nikki Hunter
Moxie Offline
Human Garbage

Registered: 06/23/06
Posts: 1557
Loc: New York
Quote:

Universal Whore Care

Tonight the adult industry will be doing a fund raiser for Nikki Hunter and her real, non Sophia Lynn type cancer. Its great that their helping Nikki out, but what about the medical concerns of all the other whores. Rather than do fund raisers every time some whore is diagnosed with illness, why not do something more profound. Let the politicians talk about Universal Healthcare. Let porn take on Universal Whore Care (tm).

How would it work you ask. Ordinarily large employers can purchase healthcare for employees and due to their size obtain better rates than individuals. The cost is then split between the employer and employee. In this case, you can have the various agents and studios purchasing for all whores in the industry and contributing approximately half of the cost. The whore would then contribute her half.

Among the nifty features of a Universal Whore Care (TM) plan would be access to AIM tests, drug and psychological counseling with a co-pay. As the saying goes, healthy whores are happy whores. There is no shortage of whores who could use access to these services.

If the industry can come together to implement something like Adult Industry Medicine, which is technically voluntary, then there's no reason why U.H. can't become a reality as well.

I realize that there are a myriad of problems and issues that would have to be overcome. This is meant as a starting point for discussion on what those obstacles would be and how to overcome them.

Its time for the adult industry to start acting like a billion dollar business rather than the Triangle Shirt Waist Company.
Quote:



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#237690 - 04/20/07 10:32 AM Re: In Honor of Nikki Hunter
fuckwhore Offline
Max Hardcore Prison Bitch

Registered: 02/18/07
Posts: 376
Who fucking cares for a dumb whore who didn't plan ahead and buy health insurance??? They're smart enough to buy drugs and materialistic things but aren't smart enough to protect the one thing that makes them money...their bodies.

And now they get handouts for the mismanagement of their money and irresponbility??? Why reward them for their stupidity??

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#237691 - 04/20/07 12:28 PM Re: In Honor of Nikki Hunter
Moxie Offline
Human Garbage

Registered: 06/23/06
Posts: 1557
Loc: New York
Quote:

Who fucking cares for a dumb whore who didn't plan ahead and buy health insurance??? They're smart enough to buy drugs and materialistic things but aren't smart enough to protect the one thing that makes them money...their bodies.

And now they get handouts for the mismanagement of their money and irresponbility??? Why reward them for their stupidity??




The Car Manufacturers- Who cares about the auto workers.

General Contractors- Who cares about the electricians, carpenters, plumbers, etc.

Transport Company's- Who cares about the truck drivers.

Good businesses take reasonable care of their employees. If the adult industry wants to go down that road, its fine with me as long as they admit they are running a sweat shop.
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#237692 - 04/20/07 04:49 PM Re: In Honor of Nikki Hunter
fuckwhore Offline
Max Hardcore Prison Bitch

Registered: 02/18/07
Posts: 376
Quote:

Quote:

Who fucking cares for a dumb whore who didn't plan ahead and buy health insurance??? They're smart enough to buy drugs and materialistic things but aren't smart enough to protect the one thing that makes them money...their bodies.

And now they get handouts for the mismanagement of their money and irresponbility??? Why reward them for their stupidity??




The Car Manufacturers- Who cares about the auto workers.

General Contractors- Who cares about the electricians, carpenters, plumbers, etc.

Transport Company's- Who cares about the truck drivers.

Good businesses take reasonable care of their employees. If the adult industry wants to go down that road, its fine with me as long as they admit they are running a sweat shop.




You are correct about companies caring about their employees. Unfortunately it is semi-true. Big 3 automakers don't give a rats ass about their employees. Only reason they do is because UAW is an organized crime family forcing them to pay for benefits of employees and retired employees. Those benefits including retirement should be the sole responsibility of the employee not employer.

Joe on the manufacturing line can be replaced with John the next day. Whore #1 can be replaced with Whore #2 the next day in porn also.

Why do you think the Big 3 can't be profitable???? Even when they shut down plants because their cars don't sell, they still must pay employee wages.

This is socialism not capitalism. These whores need to invest their money intelligently.

Problem with whores in porn is that they aren't smart enough to band together to form a union like SAG to protect their interests. Most are all too doped up or think too short term to pursue this. Porn whores can't buy group health insurance because the numbers at any one given time is too small to lower rates. Porn whores come and go everyday so it would be hard to manage a healthcare program for them.

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#237693 - 04/20/07 05:50 PM Re: In Honor of Nikki Hunter
Conky Offline
Porn Jesus

Registered: 11/04/06
Posts: 4203
Loc: Bakersfield Plumbing Supplies ...
A porn union, while it presents endless opportunities for insanity on-set (downing of tools etc.) just isn't workable, for all the reasons Fuckwhore suggests. And those disregard some of the basic problems like egos, rivalries, and the potential for score settling.

For every mature porner you meet, there are another 10 with more baggage than Delta. Having said that, creating a porn star benevolent fund for people in Nikki's situation would be possible.
_________________________
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#237694 - 04/21/07 01:47 AM Re: In Honor of Nikki Hunter
JRV Offline
Porn Jesus

Registered: 08/03/03
Posts: 5849
Loc: TX, USA
Quote:

Who fucking cares for a dumb whore who didn't plan ahead and buy health insurance???




And how many 19 year-old kids buy health insurance *outside* of porn? Probably about the same percentage as those inside...

Insurance isn't magic. The bills somehow have to be paid. Insurance just lets you average out the costs across a large group so that no one person's bills (such as Nikki's) go out of control - those costs are still there.

The problem with a performer's union is simple: newcomer influx. There's a new one getting off the bus every day. No matter how many performers banded together to start a union the studios would always have an endless supply of new whores willing to shoot non-union.
_________________________
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#237695 - 04/21/07 08:42 AM Re: In Honor of Nikki Hunter
fuckwhore Offline
Max Hardcore Prison Bitch

Registered: 02/18/07
Posts: 376
Quote:

Quote:

Who fucking cares for a dumb whore who didn't plan ahead and buy health insurance???




And how many 19 year-old kids buy health insurance *outside* of porn? Probably about the same percentage as those inside...

Insurance isn't magic. The bills somehow have to be paid. Insurance just lets you average out the costs across a large group so that no one person's bills (such as Nikki's) go out of control - those costs are still there.

The problem with a performer's union is simple: newcomer influx. There's a new one getting off the bus every day. No matter how many performers banded together to start a union the studios would always have an endless supply of new whores willing to shoot non-union.




I am self employed...you can go directly to insurance carriers and buy a nice PPO plan for $100 to $200 per month. That's very little considered what else they are spending their money on.

Responsible 19 year old's have health insurance through their college/university and are still on their parents policy until 25 years old.

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#237696 - 04/21/07 09:14 AM Re: In Honor of Nikki Hunter
Moxie Offline
Human Garbage

Registered: 06/23/06
Posts: 1557
Loc: New York
You have all picked up on the biggest problem with instituting healthcare for performers and others in the industry. That is, performers come and go. So here's a posible solution. Require that in order to perform in an adult production that performers show proof that they have health care coverage. If they do not have a policy, they will be required to join in a plan underwritter by studios, agents and Aim to lower costs and administered by Aim.
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#237697 - 04/21/07 11:17 AM Re: In Honor of Nikki Hunter
fuckwhore Offline
Max Hardcore Prison Bitch

Registered: 02/18/07
Posts: 376
Quote:

You have all picked up on the biggest problem with instituting healthcare for performers and others in the industry. That is, performers come and go. So here's a posible solution. Require that in order to perform in an adult production that performers show proof that they have health care coverage. If they do not have a policy, they will be required to join in a plan underwritter by studios, agents and Aim to lower costs and administered by Aim.





In a utopian world that would work but in porn, where producers and studios, are hungry for the next piece of ass, they will just move on and shoot someone whether they have insurance or not. If the next Jenna enters porn and doesn't have health insurance nor won't or doesn't get it, producers and studios will say "fuck it" let's shoot her anyways because in 7 months she will be gone and we will be on the next new piece of ass.

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#237698 - 04/21/07 11:39 AM Re: In Honor of Nikki Hunter
Moxie Offline
Human Garbage

Registered: 06/23/06
Posts: 1557
Loc: New York
Wouldn't that apply to Aim & Aids tests as well? Granted, no male would work with a girl who wasn't tested. But a male who had to go out and pay for insurance would refuse to bang a girl who didn't jump through the same hoops. But your point has some merit and it would only work if people want it to work.
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#237699 - 04/21/07 01:06 PM Re: In Honor of Nikki Hunter
Conky Offline
Porn Jesus

Registered: 11/04/06
Posts: 4203
Loc: Bakersfield Plumbing Supplies ...
So if we're saying studios/producers wouldn't play ball, then the only really logical way of organzing something would be to have AIM levy a fee on every test. That money would then be placed into a trust/benevolent fund for the future benefit of ill porners.

Of course, this would rely on AIM's involvement and the whole industry trusting 'Dr' Mitchell.

So....
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#237700 - 04/21/07 02:26 PM Re: In Honor of Nikki Hunter
Da Burglar Offline
Porn Jesus

Registered: 01/02/05
Posts: 5750
Loc: ATLANTIC CITY
Quote:


I am self employed...you can go directly to insurance carriers and buy a nice PPO plan for $100 to $200 per month. That's very little considered what else they are spending their money on.

Responsible 19 year old's have health insurance through their college/university and are still on their parents policy until 25 years old.




Gia Jordance was nice enough to share with me what she has for health coverage after I asked her a couple weeks ago when this same issue was being discussed; Gia pays slightly more than what Fuckwhore seems to be paying, but Gia has pretty good coverage. Of course, we all know that Gia is the exception amongst dumb porn Bimbos/Bimbettes and she is the Epitome of the 21st Century Smart Super Slut/business woman, so it doesnt surprise me that she is in such good shape....but it underscores just how EASY it truly is for a porn chick to take care of even her most BASIC health needs. nikki "snaggletooth whore" hunter should have basic coverage to deal with this crisis but does not, so now she is (sort of) screwed financially.

I think Moxies Idea of porn companies banding together to offer health coverage is doomed....Just like today where Wannabes like MONSTAR join the SAG to get benefits, you'd have women declaring themselves "pornstars" to get health insurance! Think about it....
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#237701 - 04/21/07 03:13 PM Re: In Honor of Nikki Hunter
fuckwhore Offline
Max Hardcore Prison Bitch

Registered: 02/18/07
Posts: 376
Quote:

Wouldn't that apply to Aim & Aids tests as well? Granted, no male would work with a girl who wasn't tested. But a male who had to go out and pay for insurance would refuse to bang a girl who didn't jump through the same hoops. But your point has some merit and it would only work if people want it to work.




Your comparison between AID/STD testing and having health insurance in order to work with female talent is like comparing an apple to an orange. One, AIDS/STD tests, are a fact of life or death with both parties involved. While health insurance only matters to the party that doesn't have it.

Do you really think that male talent is selfless enough to even do that? The talent pool they are able to work with that has health insurance would diminish in quantity thus effectively reduces their work load and income..

What you are suggesting for male talent to band together and only (force) work with girls that have health insurance is nothing more than a strong arm racket like something the mob or union would do.

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#237702 - 04/21/07 03:28 PM Re: In Honor of Nikki Hunter
fuckwhore Offline
Max Hardcore Prison Bitch

Registered: 02/18/07
Posts: 376
Quote:

So if we're saying studios/producers wouldn't play ball, then the only really logical way of organzing something would be to have AIM levy a fee on every test. That money would then be placed into a trust/benevolent fund for the future benefit of ill porners.

Of course, this would rely on AIM's involvement and the whole industry trusting 'Dr' Mitchell.

So....




We are not socialists nor communists in America nor shall we be in porn. Let these dumb whores kill themselves and not help them. Maybe only then will the newer whores learn from the mistakes of the older whores who did not save, invest, and protect themselves. These whores needs to smarten up and realize that health insurance is no different then a car payment, car insurance, rent, or the fucking cable bill. If they don't have their priorities straight why should we have it for them?

Next thing you'll know, they'll be asking us the support their kids after they died of HIV, cancer, or any God stricken disease just because they didn't plan ahead. Look at Asia Carerra. If her husband wasn't smart enough to buy life insurance, her ass would be turning tricks with her newborn on her hip to survive.

For a supposed MENSA member, Asia wasn't smart enough to build that safety net either.

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#237703 - 04/21/07 10:08 PM Re: In Honor of Nikki Hunter
Dick Dastardly Offline
Porn Jesus

Registered: 01/25/06
Posts: 4470
Quote:

nikki "snaggletooth whore" hunter should have basic coverage to deal with this crisis but does not, so now she is (sort of) screwed financially.




I agree with this, and it's a shame, but reality. Most of these whores make in 2-3 months what it takes the average person to make over an entire year. If they can't afford the $4-6k for coverage after doing 30 anal scenes in a calendar year, but they have a stupid fucking purse/shoe fetish, I'm all for this form of divine population control for stupid people.

When in need of something, always turn to your fans. Their undying love for you will be the test of time.

Also, not to get personal, but what does her husband do that he doesn't have coverage, OR his coverage doesn't cover his own goddam wife? Perhaps old school, but my parents policies over the years have ensured that one's carrier covered the other for most ailments. In some cases, the secondary carrier paid off the balance of what the first carrier didn't. I'm not too insurance saavy, but I was paying $120/month before I got the axe from my job in 2005.
_________________________
Because you already yelled 'dropping prices!!!' after Red Light canned you. - Gia Jordan to Brandon Iron

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#237704 - 04/22/07 03:35 AM Re: In Honor of Nikki Hunter
The Ghost Is Toast Offline
Whoremaster

Registered: 10/21/05
Posts: 2710
Quote:


Look at Asia Carerra. If her husband wasn't smart enough to buy life insurance, her ass would be turning tricks with her newborn on her hip to survive.

For a supposed MENSA member, Asia wasn't smart enough to build that safety net either.





Um...I guess you didn't hear? Asia suddenly got total recall after all the fanboy donations had done rolling in, and remembered that her husband did in fact have a life insurance policy after all.

You can read about it on her site, or alternatively do a search on XPT to get some colourful commentary on this amazing and totally plausible turn of events.

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#237705 - 04/22/07 03:54 AM Re: In Honor of Nikki Hunter
Moxie Offline
Human Garbage

Registered: 06/23/06
Posts: 1557
Loc: New York
Performing in adult films is an inherenently high risk occupation. 18 year olds don't ordinarilly think long term. I'll bet that 99% of college students don't carry health insurance either. They just do not perform in a high risk proffesion.

The question is how to implement health care, not if it should be done. Burg points out that white trash chix or mexicans could jump over the border, make one film and say "where's my healthcare." So you have two choices, (1) membership to a porn guild or (2) Conky's idea of having AIM impose a fee and dole out cash for emergency cases like Nikki hunter.
_________________________
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#237706 - 04/22/07 04:04 AM Re: In Honor of Nikki Hunter
Moxie Offline
Human Garbage

Registered: 06/23/06
Posts: 1557
Loc: New York
Quote:

Quote:


Next thing you'll know, they'll be asking us the support their kids after they died of HIV, cancer, or any God stricken disease just because they didn't plan ahead.





Funny that you mention that. You guys are lucky that the American Trial Lawyers Association has not gotten wind of how juicy a target porn valley is. The adult community is a billion dollar business that is practically defenseless as the studios could never work together even if it meant their own survival.

The first thing that would happen is the trial lawyers, rather than going after a single company that would go belly up, would go after industry wide liability, apportioning damages to each and every company in proportion to their gross. Then their would be a revenue stream for the court to start awarding damages to so many whores with post porn medical conditions, from rectal problems to STD's, to HIV. The result will be a defacto health care plan, albeit a very costly one that will reck the finances of many companies leaving one or two standing.

_________________________
"This thing is ready to do damage!"

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#237707 - 04/22/07 11:28 AM Re: In Honor of Nikki Hunter
fuckwhore Offline
Max Hardcore Prison Bitch

Registered: 02/18/07
Posts: 376
Quote:

Quote:


Look at Asia Carerra. If her husband wasn't smart enough to buy life insurance, her ass would be turning tricks with her newborn on her hip to survive.

For a supposed MENSA member, Asia wasn't smart enough to build that safety net either.





Um...I guess you didn't hear? Asia suddenly got total recall after all the fanboy donations had done rolling in, and remembered that her husband did in fact have a life insurance policy after all.

You can read about it on her site, or alternatively do a search on XPT to get some colourful commentary on this amazing and totally plausible turn of events.




Yes I knew she suddenly found her husband's insurance policy under a file of her old porn mags and sleeks. That's why you don't give money to these whores. Maybe, sometimes, we don't give them enough credit and they are scamming us. Realizing how sympathetic their fans and comrades are to donate money to them all the while having coverage. Why not double dip when we are stupid enough to let them.

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#237708 - 04/22/07 11:32 AM Re: In Honor of Nikki Hunter
fuckwhore Offline
Max Hardcore Prison Bitch

Registered: 02/18/07
Posts: 376
Quote:

Performing in adult films is an inherenently high risk occupation. 18 year olds don't ordinarilly think long term. I'll bet that 99% of college students don't carry health insurance either.




99% of college students do have basic and accident coverage through the colleges.

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#237709 - 04/22/07 11:33 AM Re: In Honor of Nikki Hunter
fuckwhore Offline
Max Hardcore Prison Bitch

Registered: 02/18/07
Posts: 376
Quote:

Quote:

Quote:


Next thing you'll know, they'll be asking us the support their kids after they died of HIV, cancer, or any God stricken disease just because they didn't plan ahead.





Funny that you mention that. You guys are lucky that the American Trial Lawyers Association has not gotten wind of how juicy a target porn valley is. The adult community is a billion dollar business that is practically defenseless as the studios could never work together even if it meant their own survival.

The first thing that would happen is the trial lawyers, rather than going after a single company that would go belly up, would go after industry wide liability, apportioning damages to each and every company in proportion to their gross. Then their would be a revenue stream for the court to start awarding damages to so many whores with post porn medical conditions, from rectal problems to STD's, to HIV. The result will be a defacto health care plan, albeit a very costly one that will reck the finances of many companies leaving one or two standing.






You don't need to wait for American Trial Lawyer Association, CAL OSHA has been power to crack down and force all studios and employers to see whores as employees and deduct healthcare costs from their checks to pay for it.

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#237710 - 04/22/07 11:43 AM Re: In Honor of Nikki Hunter
Moxie Offline
Human Garbage

Registered: 06/23/06
Posts: 1557
Loc: New York
Quote:

Quote:

Performing in adult films is an inherenently high risk occupation. 18 year olds don't ordinarilly think long term. I'll bet that 99% of college students don't carry health insurance either.




99% of college students do have basic and accident coverage through the colleges.




According to This

Quote:


There are more than 45.8 million Americans today without health insurance, a number expected to increase to 56 million within the next decade. As much as 10 percent of the uninsured population is composed of college students.
Young adults make up the largest age-group of uninsured Americans; nearly one in three of the uninsured are between 18 and 24 years old.
Colleges and universities in states such as Massachusetts, California and New Jersey have implemented programs that require health insurance coverage as a condition of college enrollment.
Aetna supports legislation that requires all students to possess private or school-sponsored health coverage before enrolling in a college or university.
Quote:



Hmmm, if colleges can require students to have coverage in order to attend, why can't the adult industry.

As far as your OSHA comment, it supports my recomendation that the industry do something before the goverment does it for them.
_________________________
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#237711 - 04/22/07 11:50 AM Re: In Honor of Nikki Hunter
fuckwhore Offline
Max Hardcore Prison Bitch

Registered: 02/18/07
Posts: 376
Quote:

Quote:

Quote:

Performing in adult films is an inherenently high risk occupation. 18 year olds don't ordinarilly think long term. I'll bet that 99% of college students don't carry health insurance either.




99% of college students do have basic and accident coverage through the colleges.




According to This

Quote:


There are more than 45.8 million Americans today without health insurance, a number expected to increase to 56 million within the next decade. As much as 10 percent of the uninsured population is composed of college students.
Young adults make up the largest age-group of uninsured Americans; nearly one in three of the uninsured are between 18 and 24 years old.
Colleges and universities in states such as Massachusetts, California and New Jersey have implemented programs that require health insurance coverage as a condition of college enrollment.
Aetna supports legislation that requires all students to possess private or school-sponsored health coverage before enrolling in a college or university.
Quote:



Hmmm, if colleges can require students to have coverage in order to attend, why can't the adult industry.

As far as your OSHA comment, it supports my recomendation that the industry do something before the goverment does it for them.




Moxie...you are playing a broken record. This issue has been debated, discussed, and argued for decades. The whores don't give a rats ass about themselves and the Jews are too jewish to give a damn.

So why don't you take it one step further and call for a self impose consumer tax/donation for each video they buy or porn site they join of 25 cents so it can collectively buy health insurance for these dumb fuckwhores.

Being a supposed lawyer Moxie, you sure should more like a commie than anything.

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#237712 - 04/22/07 11:59 AM Re: In Honor of Nikki Hunter
Moxie Offline
Human Garbage

Registered: 06/23/06
Posts: 1557
Loc: New York
In other threads I've been accused of being in bed with George W. Here I'm a commie. I think I did propose something like that, except It would be the super pimps (agents) and studio owners who would pick up half the bill.

Having a health insurance requirement for people in inherantly dangerous positions is part of the way business has been done for decades. its smart and avoids litigation down the line. Additionaly, as I have shown, colleges are requireing young people to take out insurance cause they think they are never gonna get sick.

I don't see what your point is. If I say studios pay for it your response is I hate whores"

If I say require whores to have insurance to work your responce is " I hate whores". Now who is the brojken record?.
_________________________
"This thing is ready to do damage!"

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#237713 - 04/22/07 12:17 PM Re: In Honor of Nikki Hunter
Conky Offline
Porn Jesus

Registered: 11/04/06
Posts: 4203
Loc: Bakersfield Plumbing Supplies ...
Moxie, you're a goddamned commie pinko Republican warmongering dove.
_________________________
I also am subcribe to postal pornography - CAOH

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#237714 - 04/22/07 12:49 PM Re: In Honor of Nikki Hunter
fuckwhore Offline
Max Hardcore Prison Bitch

Registered: 02/18/07
Posts: 376
Quote:

In other threads I've been accused of being in bed with George W. Here I'm a commie. I think I did propose something like that, except It would be the super pimps (agents) and studio owners who would pick up half the bill.

Having a health insurance requirement for people in inherantly dangerous positions is part of the way business has been done for decades. its smart and avoids litigation down the line. Additionaly, as I have shown, colleges are requireing young people to take out insurance cause they think they are never gonna get sick.

I don't see what your point is. If I say studios pay for it your response is I hate whores"

If I say require whores to have insurance to work your responce is " I hate whores". Now who is the brojken record?.




That's your problem...you say "require". It shouldn't be required by anyone. The federal government hasn't solved the problem of over 20 million people not having insurance so how the fuck are we supposed to take care of that problem with a few porn whores.

You are definitely not in bed with G.W. Bush nor a Republican. You are more like a commie right winged Democrat wanting Universal Healthcare so these porn whores are covered also.

It should NOT be required by the studios or the porn whores. Why? Because it doesn't harm anyone but themselves if they die or get sick. It is only required when more than 1 party suffers such as AIDS/STD testing or car insurance.

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#237715 - 04/22/07 12:56 PM Re: In Honor of Nikki Hunter
Gigi Offline
Porn Fucking Master

Registered: 05/18/06
Posts: 3555
Quote:

Moxie, you're a goddamned commie pinko Republican warmongering dove.


moxie = phlogiston?
_________________________
"I'm going to spend the rest of the weekend deep frying the fuck out of anything that gets in my way." --Handful

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#237716 - 04/22/07 02:12 PM Re: In Honor of Nikki Hunter
pornlaw Offline
AC Cream Wannabe

Registered: 01/01/06
Posts: 459
Loc: California
Ive actually been working on this and I have a broker and several carriers waiting on the sidelines wanting to write insurance - all lines - for the industry.

And its not nearly as expensive as everyone thinks.

WorkComp for a B/G scene - a whopping $21.50. For less than the price of lunch for 2 each studio can protect talent and themselves from CalOSHA fines, regulation and claims.

I will get a quote on affordable healthcare plans for talent.

If the industry banded together, insurance rates could be low enough to make it affordable even without a union.

Michael
_________________________
Michael www.AdultBizLaw.com

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#237717 - 04/22/07 02:47 PM Re: In Honor of Nikki Hunter
vanessa Offline
Internet Tough Guy

Registered: 04/03/07
Posts: 786
Loc: on the dark side of the moon
In porn everything is upside down. Lawyers are trying to help free of charge out of the kindness of their hearts, meanwhile the victims protest that they do not want to be helped... or is it just the suitcase pimps who are protesting? Kudos to Michael and Moxie. Change is good.

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#237718 - 04/23/07 10:10 AM Re: In Honor of Nikki Hunter
Tricia Offline
Max Hardcore Prison Bitch

Registered: 07/28/06
Posts: 202
Loc: Malibu
There had been a health insurance plan available to porn community for years. I have heard that AIM recommends one. I also know for sure that Zeboray Insurance has a group policy for the adult business.

I'm all for competition, so if Michael puts one together too, then that's all the better for more choices.

As far as MAKING people have insurance, I'm not going to make people do anything except do their best to not hurt me or others (why I am support of centralized STD testing). But I DO support helping people find ways of doing things easier, better and cheaper.
For the record, when I had to retire, I had my own individual health insurance plan. So, no - I'm not just some golddigging ex-porn chick who found a sugar daddy to take care of me. I was a porn chick who knew I was taking risks and was doing at least the minimum of what I could to protect myself from those risks.
I tell porn girls all the time to get insurance, save a certain percentage of their earnings. I'm not their mom and I'm not their caretaker. I can't force them to do anything.

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#237719 - 04/23/07 11:49 AM Re: In Honor of Nikki Hunter
Moxie Offline
Human Garbage

Registered: 06/23/06
Posts: 1557
Loc: New York
Tricia, and what if you didn't have insurance, what would have happened to you? What if you were like many college age kids and just chanced it. What happens then. Its pretty common place that people who take part in inherently dangerous activities, such as ridding a motorcyle, are forced to take precautions. Think of mandatory health insurance as a helmet for performers.

Seeing how government is taking an interest in safety of adult sets, how long until the industry is forced to do this anyway. Wouldn't it better the next time a Sasha Grey goes on a news mag for her to be able to say the industry is safety conscious and requires performers have health insurance.
_________________________
"This thing is ready to do damage!"

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#237720 - 04/23/07 02:16 PM Re: In Honor of Nikki Hunter
Tricia Offline
Max Hardcore Prison Bitch

Registered: 07/28/06
Posts: 202
Loc: Malibu
Moxie - Then I wouldn't have expected anyone else to be responsible for me, and I would have been working off the medicial bills for the rest of my life.

Most of the people on this board don't know me very well yet, but I have strong libertarian views with a few soft spots here and there.
I'm going to expect people to live their own lives and make their own informed choices, which includes whether or not they want health insurance to insure them against potential future problems. In this business, it just makes sense. At the very least, visits for non-life threatening STDs can get costly over the years.

For years, I didn't have car insurance. I had a DMV bond instead, so I would be financially reponsible for any damange I caused to someone else. Not everyone can afford to do that, but if they can, it should be their choice. (btw - the entire time I was covered by the bond, I never got into an accident, and saved thousands of dollars. If I had gotten into an accident, I would have lost money - either some of the money I saved or more. It was a gamble, and I happened to come out ahead.)

Now for the soft spot... I understand feelings of invincibility, feelings of risk-taking. Therefore, when someone in the adult business needs help, I do feel sorry for them and will do a little to help them get through the rough parts. After all, if it was their choice to take the thousands of dollars that companies paid them and NOT use it for their future, why should I take all of my money saved for my future and give it all away to them?

Government-mandated things which only protect the person who must follow the rules (such as helmets, mandated self-insurance, etc) is something I just don't agree with. Once that is instilled, then it is inevitable that the government will start taking away choices of how to follow those rules. And I'd fight against Universal Healthcare with all my will. If I wanted to live in a socialist country, I'd move to one.

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#237721 - 04/23/07 04:32 PM Re: In Honor of Nikki Hunter
Moxie Offline
Human Garbage

Registered: 06/23/06
Posts: 1557
Loc: New York
Tricia I have no idea of your medical situation other than your being HIV + but I imagine its expensive and without your medicine you wouldn't be with us. So how exactly would you get the medicine to stay alive. You couldn't do porn. Hmmm what's left? Oh yeah hooking. So you would have ended up giving it to someone else. I think I'm on pretty strong public policy grounds here.

_________________________
"This thing is ready to do damage!"

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#237722 - 04/23/07 06:24 PM Re: In Honor of Nikki Hunter
Tricia Offline
Max Hardcore Prison Bitch

Registered: 07/28/06
Posts: 202
Loc: Malibu
Not even close.
There's a lot of charities and public aid programs set up for people who didn't look out for themselves well enough. A resourceful person usually has more options of making/locating money than just hooking. But based on your obsession with hookers and escorts on this board lately, I can see why that would be the only option that you'd think of.

In the year and a half that I left the business I moved back in with family and worked as a nurse's assistant at a doctor's office near my hometown. Even though I didn't have to pay cash for my meds because of insurance, I would have been able to and just not had any money left each month for non-necessary items.
For part of the time, cause I was bored I got a second job working the midnight shift at a local Marriott as a receptionist.

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#237723 - 04/23/07 06:30 PM Re: In Honor of Nikki Hunter
Tricia Offline
Max Hardcore Prison Bitch

Registered: 07/28/06
Posts: 202
Loc: Malibu
I know that there's a lot of porn girls that aren't smart enough to make good decisions for themselves. I also know that a lot of them WOULDN'T be able to find a job after porn that pays more than fast food wages.

But I'm not going to be the one who judges who can make their own decisions or not.

Sounds like you're standing on the grounds of socialist policy, or at the very least bleeding heart liberal.
I grew up with very little money, but I'd have stayed poor my whole life if need be and I never wanted government handouts at the cost of giving up any freedoms of choice.

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#237724 - 04/24/07 06:13 AM Re: In Honor of Nikki Hunter
Moxie Offline
Human Garbage

Registered: 06/23/06
Posts: 1557
Loc: New York
Tricia it seems that you agree that performers need to have health insurance but you oppose them being required to purchase it. So it seems you are advocating that the studios and agents should pick up the the entire tab. That's very generous.

Calling a policy decision liberal or conservative signals that you don't want to honestly debate the issues. I could just as easily labelel you a shill for management.

I have an idea. Let's get to the issue of how to make sure that all performers have health coverage and not worry what Newt Gingrich or Carl Marx would think.

If you believe that the market should have no govenment regulation at all, I suggest you read about the Triangle Shirt Waist Company. The adult industry is its modern counterpart.

Best of health to you and your family.

Moxie
_________________________
"This thing is ready to do damage!"

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#237725 - 04/24/07 09:46 AM Re: In Honor of Nikki Hunter
Tricia Offline
Max Hardcore Prison Bitch

Registered: 07/28/06
Posts: 202
Loc: Malibu
Quote:

Tricia it seems that you agree that performers need to have health insurance but you oppose them being required to purchase it. So it seems you are advocating that the studios and agents should pick up the the entire tab.




Not even close. I suggest that we make as many of them as possible aware of situations like this, and remind them that even though they're 19 or whatever, that basic health insurance is a good idea for someone who can afford it but can't afford a catastrophic illness.

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