what did you agree to-released, declared, lump sum or full value when you signed the papers? the surface transportation board has values for each that the HAVE to pay you or it's nasty, interstate/federal trouble. also, if you had them draw up a non-binding estimate and didn't get tricked into signing other shit, they can only charge 10% above it and you've got a month to pay it off. figure out how many guys in the truck and how many had a CDL, chances are they didn't all have one and the math should work out that someone drove that wasn't licensed to. that is, if the truck was big and they didn't throw it in crates and outsource. i worked for a moving company the summer before freshmen year, if the company was bad enough to break shit, there's something obvious somewhere that they're guilty of and they'll cave rather than possibly get their licenses suspended or have ryder stop renting them their trucks for the peak periods.