I don't do banking in person. My dad is on my account and he deals with any issues. He likes that stuff. I do not.
For ID I use a passport. While I don't do mail or drive, I do travel.
It sometimes means interesting surprises. Like the fact that they don't know how to scan that for age confirmation for getting a beer at CitiField.
In fact, my brother and my best friend were annoyed that this trendy bar we were attempting to enter for a party was scanning the licenses and had a memory stick attached like they were saving data. They didn't like it one bit. But, their bigger issue was what would unpredictable Mr. Paranoid do about that. I just handed him my passport which he had no idea how to scan.
The next time they went to that bar, they each brought their passports.
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Amo i Gemelli!!