so along the lines of bornyos post @tatty..

are you paying transaction fees?. if so then i'd consider that a pretty big issue.

i direct deposit(funds available the same day) and use a credit card that earns me points for every purchase. i'm not really understanding the issue with that as most places in my area don't require a signature for a purchase $25.00 and under. in almost every case it's quicker than watching some numbnuts try and do the math when i toss a fifty at them. i dont really care what the line behind me looks like when i'm earning points on my card nor do i give a fuck that the establishment i'm frequenting suffers a three percent charge on their 300 percent markup item. am i insane?.