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On the precious metals - buying the real stuff or a Gold Fund like GLD?




Buying physical gold and holding onto it is for insurance salesmen and little old ladies worried about their $20,000 savings. A lot of those firms running advertisments are shady and prey on dummies. Some charge substantial mark ups and make money by charging a lot for things like shipping and storage. Serious investors and pros mainly use ETFs, where each share represents 1/10 of an ounce. I personally use the one you mentioned (SPYDR gold shares - GLD).


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On the asset allocation scheme, wouldn't that 30% in stock include some exposure to foreign markets? Say Canada, Singapore, South Korea?




definitely

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