^^^ Before the governments attempt to monopolize charity in this country, there were plenty of mutual aid societies that helped people. There are still are a lot of privately run food banks and other charities despite the governments best efforts to run them out of business.
Just because you're a liberal progressive Chuck, should I assume you would take that to the extreme of full blown communism? Then why must you assume that every Libertarian wants full blown anarchy?
I don't go far enough down the Libertarian line for anarchy. What I would like to see are those things you mentioned run by private industry (again) with government oversight only. Let private enterprise make these things less expensive to operate and reduce our need for a bloated federal bureaucracy that costs tax payers more and more every year as fewer and fewer people are paying in.