You do kinda get the big picture, so I have to decide how much to quibble over the finer details since they don't really matter a whole lot.

For the relationship challenged, I will point out that there is no reason to cheat on anybody if you are interested in being with somebody else. Either break up outright or effectively break up (by allowing the other one to call it quits on you) by claiming that you want to see other people. Obviously, the financial burden of dissolving a marriage makes that more of a problem for married folks than it does for unmarried folks. But I'm one of the unmarried folk, so I have no financial pressure to cheat instead of just breaking up.

So, back to the topic. No, she didn't say that she was separated from her husband. She vaguely hinted that things were not going well combined with writing e-mails more often which tells me that the possibility of exploiting a situation exists. It would take a hell of a lot of work on my part, without any guarantee of success, to make it happen and I wouldn't embark on that without first severing my current relationship (hence the bird in the hand reference I used earlier).

Nice personality means presentable, socially acceptable, and less prone to nagging, not necessarily "fun to be with". I already know my current relationship isn't going anywhere, and I was already considering breaking up before I go to California for vacation since I wouldn't "just hire an escort" while still in a relationship any more than I would pursue an old flame while still in a relationship, and I was definitely considering both options.

If you can't understand the Desire, then the proposition doesn't make sense. But if you don't understand that desire you can't understand why Sharon Stone wants James Woods in Casino (the explanation given in the movie ain't it), why The Great Gatsby wants Daisy, a thousand other examples in movies or books, or a just a big giant part of human nature. If you don't understand that feeling for somebody, well, I don't know whether to envy you or pity you.