This is a very specific type of population on XPT. I hardly think I am revealing any great secret to agree with you that I want to know how people think about certain things more than I am looking for guidance. It is more about curiosity than uncertainty over what I'm really gonna do.

I would not be posting this, or any other similar type question on a forum like this, if there had not already been a difference of opinion from people in real life. I have posted many similar threads to this one and I have always enjoyed the responses even when I disagreed with them (about 99.9% of them).

Here is a real life decision I am making, not a hypothetical situation, not some unrealistic bullshit theory about what you would do if you were the president or if you ran the Fed. I am gonna make it with or without opinions from XPT. I think it is fun to challenge some people to respond to real life questions who have atrophied decision making skills. Posing these questions on XPT while drunk is a lot like going to the special Olympics while stoned. Sometimes you get inspired, but most of the time it is just good clean entertainment that makes you feel better about yourself when it is over.

If there has been a pile on here, I think I missed it.

There is a real life situation here, a real life difference of opinions from close friends and family, and I'm loving the chance to hear that unexpected gem from my XPT Special Olympics family that really makes me stop and think. You know, I almost always get some unexpected good advice here even if I already had my mind made up.