Gay For Pay
Registered: 01/13/07
Posts: 1011
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freeinacage:
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Insurance companies are not evil, they are simply trying to maximize their profits just like any other business. The best way to maximize profits is to increase productivity and therefore private companies are more effective than government-run institutions that have little reason to function effectively.
I consider the major problem with insurance companies is that their market is set up so that the more sick people they can kick off their roles, the more money they make. As long as it's practical to have a government regulation specifying insurance companies must accept everyone, regardless of their health condition, that would go a long way towards tieing health insurance companies' interests to those of their customers. There's a Lewin Group paper I linked to in the "Obamacare jacking old people" thread that argues the Healthy Americans Act implements that regulation in an entirely practical way.
Here's a link to a video of how in the face of that regulation, health insurance companies in the Netherlands have to find ways to keep their policy holders healthy in order to make more money. Click on the "Streaming Video" link on this page. The story starts 45 seconds into the video, after Max Baucus finishes running his mouth: Click
cameronkeys:
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I'm not crying over any of it. Insurance companies are evil..pure and simple. I'm crossing all fingers and toes that a national healthcare system passes..ANYTHING is better then the current system.
Esp for someone like me who has a genetic, incurable, eventually fatal...pre existing condition. I pay @ $ 1000 a month for my insurance prem. + dr/prescription co-pays. More when I need lab tests or any kind of surgery or testing that requires hospitalization(which I need @ twice a year at least)
Not sure what makes you think health insurance premium is necessarily going to be less expensive under Obamacare. I didn't realize this in the last thread I made over Obamacare, but if you're making over $50K a year, most likey your premiums are going up. From another Lewin Group paper:
Source: Click
I've said this before. But, the more I learn about this ridiculous Obamacare bill, the worse it gets. Slashing Medicare and raising health insurance premiums on the middle class?? What the fuck is wrong with you people? Are you on some kind of political death wish?
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