I guess that if you did not received the email from PayPal then they will not give you $20.00 back. Anyway, I just purchased the 8GB Transcend SDHC memory card for like $20.42, and by Dec 15 PayPal will give me back $20.00, so the card will only cost me $0.42 with FREE shipping. I know that this card is not great, but for $0.42 you can't complaint.