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This is just a guess, I apologize if I am way off base, it's based somewhat on the situation in Canada.



With the who pays the insurance premiums, that's what I got out of it too.

But, there's a huge difference. The original Canadian plan was based on public providers, although they are reforming that. This Wyden plan has no government providers at all. Individuals buy health insurance from private companies and see private doctors. It lets the free market work which has been the secret to America's financial success all along.