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I have 65K in savings and non-401K mutual funds.

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I am assuming that you're around 30 years old. If not, I would suggest another financial planner.

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Dipshit.

I had 40% more in 2007.

I thought the fundamentals were stronger...



Over-leveraged my lottery tickets in IT Tech/Heald/University of Phoenix grads, hoping that they would leverage their multiple degrees into kickbacks for alumni and maybe get some cunnilingus opportunities with 18-year old meth girls (only redheads! Minimal freckles!)

Left with Panzie's mother and Coke's younger sister....