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Still wouldn't have helped much when the market drops over 900 points in a single day.


Sure they do - index funds help exactly the same way on a down market day as an up market day. They make sure you do a little bit better than the average investor does.
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"If they can't picture me with a knife, forcing them to strip in an alley, I don't want any part of it. It's humiliating." - windsock