Probably had to refinance to take out equity to afford to live after their retirement fund was trashed in the stock market by speculators, inside trading, and market manipulation.

I know Fidelity Mutual has done a bang up job with mine. $112 thousand in 1990, $22,600 today.

Thank goodness my home is worth a close to a million, oh wait....
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I'd rather be ignorant than stupid. Ignorance implies a lack of knowledge which is easily correctable through education. Stupidity implies an inability to learn. Therefore; ignorance is temporary, stupidity is forever!