When I signed up, they never asked me my occupation. They did ask my medical history. Luckily, I'm very healthy, but being 37 does raise my rates a bit. I don't think you should check the 'yes' box for any past stds discovered at AIM because AIM doesn't accept insurance; thus doesn't report the stds like a doctor who accepted insurance would. They probably would with HIV I'm guessing, but it's such a small chance of catching that than the other permanent stds AIM doesn't test for.

However, if you test pos for an std or have an abnormal pap smear after signing up for Tonik, I'm sure your rates will raise. I'm wondering if the amount they raise depends on what std you get, rather it's some trivial bullshit like chlamydia, gono, staph (temporary) OR the permanent ones.

Correct me if I'm wrong here about ANYTHING I just said.

I still don't know if once you're with Tonik and you want to get tested for herpes or hpv (as you know, AIM doesn't require that for the monthly test, but what if you wanna know?), should you do that at AIM for fear that a pos result will up your rate?

There was also a question about 'implants or prosthetics.' Do breast implants count? Do they see breast implants as a health hazard?

I still am a firm believer in having insurance. After all that, what's the point, you say? Because so many other medical issues or accidents can arise, and I'd rather save tons of money by just paying $134 a month- plus dental and vision is included.

The good news, being on birth control doesn't raise your rates.