Yeah, I just saw a girl on tv tonight on "Deadly Surf" whom they feared might drown up to 2 hours after being dragged out of the surf.
It's always amusing on "Bondi Rescue" to watch people get dragged out of the surf, get rescusitated, and then they refuse to go to a hospital for a check-up. The lifesavers are therefore very quick to shove a piece of paper with a liability waiver on it under their noses.