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I just bought it from samys with an 18/135 lens...5yr warranty for $200, total with tax...$2200
Luke, given the situations you'll be shooting in I doubt you will ever use the longer focal lengths.
Also, a good shoe flash might not be a bad thing - built-in flashes typically aren't good for more than 6' feet or so whatever the manufacturer specs say (Nikon claims 39 feet - no way).
Carry a gray card. The lighting is likely to be so bad in some places a gray may save the day.
Put a UV/protective filter on the lens at all times, and a hood when possible.
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"If they can't picture me with a knife, forcing them to strip in an alley, I don't want any part of it. It's humiliating." - windsock