Moxie - Then I wouldn't have expected anyone else to be responsible for me, and I would have been working off the medicial bills for the rest of my life.

Most of the people on this board don't know me very well yet, but I have strong libertarian views with a few soft spots here and there.
I'm going to expect people to live their own lives and make their own informed choices, which includes whether or not they want health insurance to insure them against potential future problems. In this business, it just makes sense. At the very least, visits for non-life threatening STDs can get costly over the years.

For years, I didn't have car insurance. I had a DMV bond instead, so I would be financially reponsible for any damange I caused to someone else. Not everyone can afford to do that, but if they can, it should be their choice. (btw - the entire time I was covered by the bond, I never got into an accident, and saved thousands of dollars. If I had gotten into an accident, I would have lost money - either some of the money I saved or more. It was a gamble, and I happened to come out ahead.)

Now for the soft spot... I understand feelings of invincibility, feelings of risk-taking. Therefore, when someone in the adult business needs help, I do feel sorry for them and will do a little to help them get through the rough parts. After all, if it was their choice to take the thousands of dollars that companies paid them and NOT use it for their future, why should I take all of my money saved for my future and give it all away to them?

Government-mandated things which only protect the person who must follow the rules (such as helmets, mandated self-insurance, etc) is something I just don't agree with. Once that is instilled, then it is inevitable that the government will start taking away choices of how to follow those rules. And I'd fight against Universal Healthcare with all my will. If I wanted to live in a socialist country, I'd move to one.