Ive actually been working on this and I have a broker and several carriers waiting on the sidelines wanting to write insurance - all lines - for the industry.
And its not nearly as expensive as everyone thinks.
WorkComp for a B/G scene - a whopping $21.50. For less than the price of lunch for 2 each studio can protect talent and themselves from CalOSHA fines, regulation and claims.
I will get a quote on affordable healthcare plans for talent.
If the industry banded together, insurance rates could be low enough to make it affordable even without a union.
Michael