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I figured a week off for the monthly friend, but I guess BJ scenes during that time can still be done. But I would find it hard to believe a performer could do more than 20 scenes a month so you're talking about $250K a year. Decent money for a begining corporate lawyer. Not so great if you have less than a 5 year career.
A lot of them book multiple scenes a day. It's one of the reasons they get bitchy when a shoot takes a lot longer than they were booked for. I've been told by performers, producers, and performers about the practice (usually when I write that someone must've had an "off" day in a scene and they are trying to explain why). Still, even at $250k/year, most people can live exceptionally well. But it's not about living large and in charge. The median income in the USA is closer to a tenth the number bandied about. How tough do you think it would be for someone to bust their ass (literally) for a few years to 1) buy a house in middle America, 2) set up a financial portfolio giving them a decent sustainable income (living off the interest), and/or 3) getting them educated in a field better than the proverbial flipping burgers?
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I guess it depends on what you mean by set up for life. I make alot more than these figures we are talking about and I still work day in and day out to maintain my standard of living and plan or the future. Keep in mind that a decent home where I live costs over $1M. So having a Mill or so to last you for the rest of your life doesn't impress me. Given the cons of the profession, I'm not sure it pays for itself.
Oh, I'm not advocating it as a profession for most but lets face it, a gal with no marketable skills and a high school diploma (at best), doesn't generally have access to too many high paying jobs, never mind corporate lawyer paying work, unless she works on her back (and doggy, missionary, etc...lol). If you go by the common knowledge numbers, most spend every penny they make with little to show for it. That doesn't mean the opportunity to use the situation isn't there.
So "setting someone up for life" in a comfortable situation will obviously vary a lot; all the way from your million dollar house to a $100K condo. Your house, even when paid off, will require a lot more upkeep and taxes each year but it isn't necessary to live well for most people. I served with people in the military that planned to work their 20, take their 50% (of squat, mind you) and move south of the border to live really well. It's a shame that most in the industry don't hire a professional to figure it all out for them ahead of time but if they did, many might simply skip the idea altogether.
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"I'm rich. I'm a strong, trained fighter. I own a gun. And I am completely...fucking ... psychotic." Kurt Lockwood ranting yet again