I had an Aetna PPO plan at the time in which was still covered under my parents until I was 21. Then I was lucky to roll it over to just my name when I was no longer covered under my parents. A lot of my porno money went to doctor visits and the percentage of the cost including deductables and alternative medicine/doctors/therapy which isn't covered by insurance.
Aetna is great, those who have them would more likely agree. I can't afford Aetna now, in a few more years maybe they won't try to rape my asshole but until then asking for nearly 1500$ monthly payments just to have good solid health coverage, it's basically like saying I've been denied coverage.