ok thanks guys I appreciate the replies very helpful. a few more questions and I am done.

ok model releases. I found a place where I can copy model releases online is that ok or do I have to hire lawyers to draw them up.

2. male talent do I have to hire male talent for POV because it's going to cost me at least 600-1,000 for female talent. and I figure 200-400 for male talent, and I figure these tapes will only get sold for around 1200. I'm in Chicago I don't know what LA rates are. I figure I could use my self as the male talent and that cuts out the Viagra problem too and that way I can pay more for female talent.

thanks again