As you know, I graduated in 99 Psychology/crim degree--30k in the hole.

I couldnt get a job or anything for the next 4 years since i had a criminal record.

So i remained on welfare and went from job program to program--

I got a pardon 2 years ago and slowly have worked hard to pay my loans

I havent made much money--mostly 10 bucks an hour on and off employment

In sept. the gov paid 12k for me

i made my last payment of 1500 bucks

So im back from time to time and Debt free (and alot less fustrated)