IMO Anyone who trusts someone they dont know to "pay later" just hasnt used their brains and pretty much deserves it. STUPIDTY! Come on girls. Seriously??? If your going to be in this business at least be smart about it and dont let any random moron take ur pictues and let them claim to pay you. I have been doing this for four years with amatuer people and professional people... I have never had a issue with payment. But then again *sigh* I use my brains!